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What is Plooto?
Plooto is a comprehensive financial management platform designed to streamline and automate business transactions.
Catering to businesses of all sizes, Plooto simplifies the complexities of managing invoices, ensuring efficient accounts payable and receivable processes. Its robust features include seamless international payments, allowing businesses to transact globally without the usual hassles.
Plooto also offers specialized solutions for online CRA payments and online check payments, ensuring secure and timely transactions. The Plooto Network facilitates easy connections between businesses, while its AR credit card feature accelerates receivables.
Tailored specifically for accountants and bookkeepers, Plooto integrates with popular accounting software, ensuring synchronized financial data.
By centralizing payment processes and offering real-time transaction tracking, Plooto emerges as a holistic solution for modern financial management.
Best for
StartUpsFreelancersSmall BusinessMedium BusinessLarge Enterprise
Pricing
Starting at $9/month · Subscription
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Features
67 features that make Plooto stand out.
ACH Payment Processing
Accounts Payable
Accounts Receivable
Activity Dashboard
Approval Process Control
Audit Management
Automatic Billing
Bank Reconciliation
Billing & Invoicing
Cash Management
Check Writing
Credit Card Processing
Customizable Branding
Data Extraction
Data Import/Export
Document Management
Electronic Funds Transfer
Electronic Payments
Expense Tracking
Fraud Detection
General Ledger
Invoice Creation
Invoice History
Invoice Management
Invoice Processing
Online Invoicing
Partial Payments
Payment Processing
Real Time Reporting
Recurring Payments
Reporting/Analytics
Status Tracking
Third-Party Integrations
Vendor Management
Reporting & Statistics
Search/Filter
Email Management
CPA Firms
Progress Tracking
Recurring Invoicing
Accounting
Multiple Payment Options
Customer Statements
Email Reminders
Accounting Integration
For Small Businesses
Debit/Credit Card Processing
Project Billing
Data Security
Recurring/Subscription Billing
Receivables Ledger
Alerts/Notifications
Financial Reporting
Document Storage
Transaction Monitoring
Multi-Location
Payroll Management
Payment Collection
Contingency Billing
Multi-Period Recurring Billing
Cash Flow Management
Contact Database
Transaction History
Audit Trail
Customizable Reports
Access Controls/Permissions
Online Payments
Pros & Cons
Pros
- Integration with Accounting SoftwareUsers appreciate Plooto’s seamless integration with major accounting software like QuickBooks Online, which significantly streamlines the payment process by automating entries and reconciliations.
- Ease of UseThe platform has been praised for its user-friendly interface, making it easy for businesses to manage their payments efficiently.
- Cost-EffectiveMany users find Plooto to be an economical choice for managing payments, particularly highlighting its flat-rate fee for transactions, which is seen as a cheaper alternative to traditional payment processing fees.
- Payment Processing OptionsPlooto offers a variety of payment methods, including EFTs and checks, providing flexibility to businesses and their payment needs.
- Time-SavingThe automation of accounts payable and receivable processes with Plooto has significantly reduced manual workload for businesses, turning hours of payment processing into a matter of minutes.
Cons
- Customer ServiceSome users have reported challenges with reaching customer support in a timely manner, suggesting that there is room for improvement in the responsiveness and availability of customer service.
- Complexity in Setting UpWhile Plooto is generally considered user-friendly, some users have mentioned difficulties in the initial setup, particularly in configuring specific payment types or integrating with certain accounting software.
- Payment Processing TimesA few users have noted that payment processing times can be slow, ranging from 3 to 7 days, which could be inconvenient for businesses needing faster transaction times.
- Vendor SkepticismConvincing vendors to enter banking details into a third-party processor like Plooto has been a hurdle for some businesses, indicating a need for better trust-building features or assurances from Plooto.
- Pricing and Fee StructureThere are mixed feelings about Plooto’s pricing, with some users finding it cost-effective while others have concerns about certain fees, especially when dealing with international payments.
Plooto alternatives
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No alternatives listed yet.
Frequently asked questions
Is Plooto free to use?
Plooto does not include a free tier, but it offers a free trial so you can test it before committing.
How much does Plooto cost?
Plooto starts at $9/month. Higher tiers add seat capacity, automation, integrations and enterprise-grade controls.
What does Plooto integrate with?
Plooto integrates with popular tools such as QuickBooks Online, QuickBooks Payroll, plus an open API for custom workflows.
Who is Plooto best suited for?
Plooto is built for teams who need to standardise the workflow it covers — typically growing companies who have outgrown spreadsheets but don't yet need enterprise-grade procurement suites. The exact fit depends on company size, deal volume and compliance requirements.
How long does it take to onboard Plooto?
Most teams are live on Plooto within 2–6 weeks. Simpler implementations (small teams, default workflows) can be done in days; large enterprise rollouts with custom approval chains and ERP integration take longer.
About the authors
Alina Maria StanWriter
Alina Maria Stan is the COO and Co-Founder of Tekpon, where she has utilized her expertise in SaaS, software promotion, and lead generation since July 2020. Her role involves media buying and extensive software branding, contributing significantly to Tekpon’s market presence. Prior to founding Tekpon, Alina served as CEO of King Casino Bonus and Head of Affiliation at Extremoo Media, where she was responsible for branding and affiliate strategies. Her earlier roles include Head of Branding & Affiliation at Fable Media in Denmark and Junior CRM Manager at K.H. ApS, where she developed affiliate
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Ana Maria StanciucEditor
Ana Maria Stanciuc is a highly skilled writer and content strategist with 10+ years of experience. She has experience in technical and creative writing across a variety of industries. With a background in journalism, her expertise goes beyond writing, as she brings a unique combination of creative storytelling and technical accuracy to her work. She is currently the Head of Content at Tekpon and the Editor in Chief for Tekpon Magazine. In her current role, she leverages her extensive writing experience and strategic insight to produce valuable content. Ana-Maria specializes in reviewing and cu
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